Number Crunchers — Terms of Service
Last Updated: April 17, 2026
These Terms of Service ("Terms") govern your access to and use of the website located at numbercrunchers.co and any related pages, content, features, and services we offer (collectively, the "Service"). The Service is operated by Number Crunchers LLC, a California limited liability company ("Number Crunchers," "we," "us," or "our").
PLEASE READ THESE TERMS CAREFULLY. THEY INCLUDE A BINDING ARBITRATION PROVISION AND A CLASS ACTION WAIVER IN SECTION 13, WHICH AFFECT HOW DISPUTES BETWEEN YOU AND US ARE RESOLVED. BY ACCESSING OR USING THE SERVICE, YOU AGREE TO THESE TERMS.
If you do not agree to these Terms, do not access or use the Service.
1. What Number Crunchers Is
Number Crunchers is a free online directory and matching service that connects U.S. small-business owners ("Visitors," "you," or "your") with independent bookkeeping and accounting professionals ("Pros") who are listed in our directory. The Service includes:
- A browsable directory of Pros, organized by location and specialty;
- An interactive quiz that collects information about your business and recommends one or more Pros;
- Forms to submit your contact information and request a consultation;
- A booking flow for scheduling free introductory meetings with a Pro; and
- Educational articles and resources about bookkeeping and small-business finance.
Number Crunchers is a matchmaker, not a party to any engagement you enter into with a Pro. We do not provide bookkeeping, accounting, tax, legal, or financial services. Any engagement you enter into with a Pro is solely between you and that Pro, governed by their own terms, pricing, and professional obligations. We are not responsible for the services, advice, work product, omissions, fees, or conduct of any Pro.
2. The Service Is Free to You
You do not pay Number Crunchers to browse the directory, take the quiz, submit a lead, or book a consultation. Pros compensate us through a separate paid product; Visitors do not. We do not collect payment information from Visitors on the Service, and we do not ask Visitors to create an account.
3. Eligibility
You may use the Service only if you are (a) at least 18 years old, (b) legally able to enter into a binding contract, and (c) accessing the Service from within the United States. The Service is not directed to children under 18, and we do not knowingly collect information from them. The Service is not directed to users located outside the United States; if you access it from outside the U.S., you do so at your own risk and are responsible for compliance with your local laws.
4. What Happens When You Submit Information
When you complete the quiz, submit a lead capture form, or book a consultation, you are submitting personal and business information so that we can match you with one or more Pros. By submitting a form on the Service, you expressly authorize us to share your submission — including your name, contact information, and any business details you provide — with one or more Pros who may contact you to offer their services. This sharing is the core purpose of the Service. Our handling of your information is further described in our Privacy Policy.
If you book a consultation with a specific Pro, we will create a calendar invitation on that Pro's scheduling system and send confirmations and reminders to the contact information you provide. The Pro will receive your contact and business information so they can prepare for and conduct the meeting.
5. "Vetted" Pros — What That Does and Doesn't Mean
We describe the Pros in our directory as "vetted." That term refers to our internal intake process, which is described on our Standards page. It means we apply a set of criteria before listing a Pro. It does not mean:
- We guarantee the quality, accuracy, timeliness, or outcome of any work a Pro performs;
- We endorse, license, audit, or supervise any Pro's professional services;
- We warrant that a Pro holds any particular license, certification, insurance coverage, or professional designation on an ongoing basis; or
- We assume any responsibility for the results of any engagement you enter into with a Pro.
You are solely responsible for evaluating any Pro before engaging them, including verifying their qualifications, references, and terms of engagement.
6. Your Obligations
When you use the Service, you agree that you will:
- Provide accurate, current, and complete information in any form you submit;
- Use the Service only for your own legitimate business purposes and not on behalf of another person without authorization;
- Not impersonate any person or entity or misrepresent your affiliation with any person or entity;
- Not submit forms repeatedly or in bulk, or otherwise attempt to spam, flood, or abuse the Service;
- Not scrape, crawl, harvest, data-mine, or otherwise extract data from the directory or any other portion of the Service, including by automated means;
- Not resell, redistribute, or commercially exploit any information obtained through the Service, including Pro profile data;
- Not attempt to interfere with, disrupt, reverse engineer, or gain unauthorized access to the Service or any underlying systems; and
- Not use the Service in violation of any applicable law, regulation, or third-party right.
We may suspend or terminate your access to the Service, and refuse future access, if we reasonably believe you have violated these Terms.
7. Intellectual Property
7.1 Our Content
The Service and all content we make available through it — including the directory structure, website design, text, graphics, logos, trademarks, software, article content, and the "Number Crunchers" name and brand — are owned by us or our licensors and are protected by U.S. and international intellectual property laws. Except for the limited rights granted in Section 7.2, we do not grant you any right, title, or interest in any of our content.
7.2 License to You
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purpose of evaluating and connecting with Pros. This license does not permit any of the activities prohibited by Section 6.
7.3 Pro Profile Data
Information displayed in Pro profiles (including names, biographies, logos, photos, and service descriptions) is licensed to us by the Pros and is displayed with their authorization. You may not copy, redistribute, or commercially use Pro profile data.
7.4 Your Submissions
You retain ownership of the information you submit through the Service. By submitting information, you grant us a non-exclusive, worldwide, royalty-free license to use, store, process, display, and disclose that information for the purposes of operating the Service as described in these Terms and our Privacy Policy, including sharing your submissions with one or more Pros.
7.5 Feedback
If you send us suggestions, feedback, or ideas about the Service, you grant us a perpetual, irrevocable, royalty-free license to use them for any purpose without obligation to you.
8. Third-Party Links and Content
The Service may contain links to third-party websites, including Pro websites, social media platforms, and resources referenced in our articles. We do not control and are not responsible for the content, privacy practices, or availability of third-party sites. Accessing any third-party site is at your own risk.
9. Educational Content Is Not Professional Advice
Articles and other educational content on the Service are provided for general informational purposes only. They do not constitute accounting, tax, legal, financial, or professional advice and should not be relied on as a substitute for advice from a qualified professional. Your use of educational content does not create any advisor-client relationship between you and Number Crunchers.
10. Disclaimers
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
Without limiting the foregoing, we do not warrant that:
- The Service will be uninterrupted, secure, or error-free;
- Any information on the Service is accurate, complete, or current;
- Any Pro listed in the directory will be available, responsive, suitable for your needs, or will perform any engagement to your satisfaction;
- Any match generated by the quiz will result in a successful engagement; or
- Any defect or error in the Service will be corrected.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL NUMBER CRUNCHERS, ITS AFFILIATES, OR ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR LOSS OF GOODWILL — ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100.00).
Because the Service is free to Visitors, the foregoing limits reflect a fundamental basis of the bargain between you and us. Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions, our liability is limited to the fullest extent permitted by law.
We are not responsible for the conduct, work product, accuracy, fees, or omissions of any Pro, and any claim you have arising from your engagement with a Pro must be directed to that Pro, not to Number Crunchers.
12. Indemnification
You agree to defend, indemnify, and hold harmless Number Crunchers and its affiliates, officers, directors, employees, and agents from and against any claim, demand, loss, liability, damage, or expense (including reasonable attorneys' fees) arising out of or relating to (a) your use of the Service, (b) your violation of these Terms, (c) your violation of any law or third-party right, or (d) any information you submit through the Service.
13. Governing Law; Arbitration; Class Action Waiver
13.1 Governing Law
These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of California, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
13.2 Binding Arbitration
Any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property or confidential information. The arbitration will take place in Los Angeles County, California, or by videoconference at the election of the party initiating arbitration. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.
13.3 Class Action Waiver
YOU AND NUMBER CRUNCHERS AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING.
13.4 Opt-Out
You may opt out of this arbitration agreement by sending a written notice of your decision to opt out to help@numbercrunchers.co within 30 days of first accepting these Terms. Your notice must include your name, the email address you used on the Service, and a clear statement that you wish to opt out of arbitration. Opting out will not affect any other provision of these Terms.
13.5 Small Claims
Notwithstanding the foregoing, either party may bring an individual action in small claims court if the claim qualifies.
14. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we will provide notice by updating the "Last Updated" date at the top of these Terms and, where appropriate, by posting a prominent notice on the Service. Your continued use of the Service after the effective date of the updated Terms constitutes your acceptance of them. If you do not agree to the updated Terms, you must stop using the Service.
15. Termination
We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including if we reasonably believe you have violated these Terms. Sections 1, 4, 5, 7, 8, 10, 11, 12, 13, 14, 15, and 16 will survive any termination.
16. Miscellaneous
16.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements or understandings.
16.2 Severability
If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
16.3 No Waiver
Our failure to enforce any provision of these Terms is not a waiver of that provision or any other provision.
16.4 Assignment
You may not assign or transfer these Terms or any rights under them without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets. Any attempted assignment in violation of this section is void.
16.5 No Agency
Nothing in these Terms creates any partnership, joint venture, agency, employment, or fiduciary relationship between you and us, or between you and any Pro.
16.6 Notices
We may provide notices to you by email to the address you provide, by posting on the Service, or by any other reasonable means. You may provide notices to us at help@numbercrunchers.co.
16.7 Force Majeure
We will not be liable for any failure or delay in performance caused by circumstances beyond our reasonable control.
16.8 Headings
Section headings are for convenience only and do not affect interpretation.
17. Contact
If you have questions about these Terms, contact us at:
Number Crunchers LLC Attn: Legal help@numbercrunchers.co Los Angeles, California